Compare cash advances with the alternatives
A cash advance is rarely the only option on the table, and it is not always the right one. These comparisons put it side by side with business loans, invoice finance and revolving credit, set out the honest pros and cons, and rank the UK providers on how they price rather than on how they advertise.
Alternatives to a Merchant Cash Advance
Six alternatives to a merchant cash advance compared fairly: business loans, revolving credit, invoice finance, overdrafts, asset finance and revenue based finance.
CompareBest Merchant Cash Advance Providers UK
How to judge the best merchant cash advance provider for your business: the criteria that matter, the two kinds of UK funder, and where to read our provider reviews.
CompareMerchant Cash Advance Pros and Cons
The real advantages and disadvantages of a merchant cash advance, including what it costs, what the flexibility is worth, and an honest answer to whether they are bad.
CompareMerchant Cash Advance vs Business Loan
Merchant cash advance or business loan? The structural difference, a side by side comparison, honest cost figures on 20,000 pounds and when each one is the better call.
CompareMerchant Cash Advance vs Invoice Finance
Merchant cash advance or invoice finance? How each is priced and repaid, a side by side comparison, and why who you sell to usually decides it.
Our comparisons are editorial. They are prepared from providers' published terms and other publicly available information at the date shown on each page, they are not sponsored, and they are not financial advice or a recommendation to use any particular provider. Where we think a cash advance is the wrong product for a situation, we say so. Read how we review for the full methodology.
Not sure which product fits?
Tell us how the money comes in, how much you need and what it is for. We will tell you whether an advance is the right shape, and what the alternatives would cost.